The Bank of India (BOI) has officially released the Bank of India Credit Officer Recruitment 2026 Notification on 29 June 2026. Through this recruitment drive, the bank aims to fill 779 Credit Officer vacancies under the General Banking Officer (GBO) Stream in different management grades.
The online application process will begin from 30 June 2026 through the official website of Bank of India. Candidates who meet the required eligibility criteria can submit their application online before the last date. This article covers complete information regarding eligibility, vacancy details, age limit, salary, selection process, exam pattern, application fee, and important dates.
Bank of India Credit Officer Recruitment 2026 Overview
| Particular | Details |
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 779 |
| Job Location | Across India |
| Notification Release Date | 29 June 2026 |
| Online Application Start | 30 June 2026 |
| Application Mode | Online |
| Selection Process | Online Exam & Interview |
| Official Website | bankofindia.bank.in |
Bank of India Credit Officer Notification 2026 Out
Bank of India Credit Officer Notification 2026: Bank of India has released the Credit Officer (GBO Stream) Recruitment 2026 notification under Project No. 2026-27/01, announcing 779 vacancies across MMGS-II, MMGS-III, and SMGS-IV scales. The online application process will begin on 30 June 2026 and remain open until 20 July 2026.
The recruitment offers an excellent opportunity for experienced banking professionals, with the online examination date to be announced separately. Candidates should check the detailed eligibility criteria, age limit, and selection process before applying through the official Bank of India website.
Bank of India Credit Officer Notification 2026 Pdf Download Link
Bank of India Credit Officer Recruitment 2026 Important Dates
| Event | Date |
| Notification Release | 29 June 2026 |
| Apply Online Starts | 30 June 2026 |
| Last Date to Apply | To Be Announced |
| Online Exam Date | To Be Announced |
| Interview Date | To Be Announced |
Candidates are advised to complete their registration as early as possible to avoid last-minute technical issues.
Read More: MPSC Group C Recruitment 2026
BOI Credit Officer Vacancy 2026
Bank of India has announced a total of 779 vacancies for Credit Officer posts in different management scales.
| Scale | SC | ST | OBC | EWS | General | Total |
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Grand Total | 118 | 59 | 205 | 80 | 317 | 779 |
Bank of India Credit Officer Eligibility Criteria 2026
Candidates must satisfy the age limit, educational qualification, experience, and nationality requirements mentioned in the official notification.
Age Limit
| Scale | Minimum Age | Maximum Age |
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
Age Relaxation
| Category | Relaxation |
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen | 5 Years |
| 1984 Riot Victims | 5 Years |
Bank of India Credit Officer Educational Qualification 2026
Applicants should possess any of the following qualifications from a recognized university or institution:
- Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD)
- OR CA
- OR CMA
- OR CS
- OR CFA
Preference will be given to candidates having:
- MBA
- PGDBM
- Postgraduate Degree in Banking, Finance, Commerce, Management or Marketing
- Certified Credit Professional Courses
Relevant banking and credit processing experience is mandatory according to the scale applied for.
Bank of India Credit Officer Work Experience
| Scale | Required Experience |
| MMGS-II | Minimum 3 Years |
| MMGS-III | Minimum 5 Years |
| SMGS-IV | Minimum 7 Years |
Candidates should have experience in MSME Credit, Commercial Credit, Project Finance, or Large Corporate Credit in scheduled banks or financial institutions.
Bank of India Credit Officer Syllabus 2026 PDF
Bank of India Credit Officer Syllabus 2026: Candidates preparing for the BOI Credit Officer Recruitment Exam should go through the latest syllabus and exam pattern before starting their preparation. The online examination includes English Language, Reasoning Ability, Quantitative Aptitude, and Professional Knowledge. To download the complete Bank of India Credit Officer Syllabus 2026 PDF, check the latest exam pattern, subject-wise syllabus, marking scheme, and selection process, visit the link below.
Bank of India Credit Officer Syllabus 2026 PDF
Bank of India Credit Officer Selection Process 2026
The selection process consists of the following stages:
1. Online Examination
Eligible candidates will first appear for an online written examination.
2. Personal Interview
Candidates shortlisted in the online examination will be called for a personal interview.
Final Merit List
If both stages are conducted, the final selection will be based on:
- Online Examination – 70%
- Interview – 30%
BOI Credit Officer Exam Pattern 2026
The online examination includes objective-type questions from four sections.
| Subject | Questions | Marks |
| English Language (Qualifying) | 25 | 25 |
| Reasoning Ability | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
Candidates should pay special attention to the Professional Knowledge section, as it carries the highest weightage.
BOI Credit Officer Application Fee 2026
| Category | Application Fee |
| General/OBC/EWS | ₹850 |
| SC/ST/PwBD | ₹175 |
Applications submitted without successful payment of the fee will not be accepted.
Bank of India Credit Officer Salary 2026
Selected candidates will receive an attractive salary along with allowances and other banking benefits.
| Scale | Salary |
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Apart from the basic salary, employees will also receive:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Medical Benefits
- Leave Travel Concession
- Pension Benefits
- Performance Incentives
How to Apply for BOI Credit Officer Recruitment 2026?
Follow these simple steps to apply online:
- Visit the official website of Bank of India.
- Click on the Credit Officer Recruitment 2026 link.
- Register with your email ID and mobile number.
- Fill in the online application form carefully.
- Upload photograph, signature, and required documents.
- Pay the application fee online.
- Submit the application form.
- Download and print the confirmation page for future reference.
Preparation Tips for BOI Credit Officer Exam 2026
To improve your chances of selection:
- Understand the latest exam pattern.
- Focus on Professional Knowledge and Banking Awareness.
- Practice Reasoning and Quantitative Aptitude daily.
- Improve English grammar and vocabulary.
- Solve previous year question papers.
- Attempt online mock tests regularly.
- Revise important banking and finance concepts.
- Stay updated with current affairs related to banking.
Bank of India Credit Officer Recruitment 2026 Link
| Apply Online | Click Here |
| Official Notification | Click Here |
| Join WhatsApp Channel | Join Now |
| Join Telegram Channel | Join Now |
| Official Website | Visit Here |
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FAQs – Bank of India Credit Officer Recruitment 2026
Q1. How many vacancies are available in BOI Credit Officer Recruitment 2026?
A total of 779 vacancies have been announced.
Q2. When will the online application start?
The online application process begins on 30 June 2026.
Q3. What is the selection process?
The selection process includes an Online Examination followed by a Personal Interview.
Q4. Is there negative marking in the examination?
Yes. 0.25 marks will be deducted for every incorrect answer.
Q5. What is the salary of a Bank of India Credit Officer?
The salary ranges from ₹64,820 to ₹1,20,940, depending on the management grade.